Basics of the Sauerberg Your Healthcare - Your Choice Plan

In order to promote coverage for every American man, woman and child through the private sector, the government must encourage portability, competition, accessibility and individual ownership of quality medical insurance. My plan will decrease healthcare costs and make coverage available to all Americans.

The Sauerberg Your Healthcare - Your Choice Plan 10 Key Principles:

1. Portability. We must enable individuals and families to maintain their health insurance coverage when they change jobs or residences. Individuals and families must be allowed to purchase the health coverage of their choice in any state and that coverage must be portable to any job in any location.
2. Competition. To lower costs and improve healthcare quality for individuals and families, a free-market based system should be implemented to allow insurance companies to compete locally, statewide, by region and nationally.
3. Accessibility. By lowering costs and creating individual ownership, the Your Healthcare - Your Choice Plan will enable all Americans to receive affordable, high quality healthcare.
4. Individual Ownership Through Tax Rebates and Health Vouchers. The Your Healthcare - Your Choice Plan will provide an individual with a $2,000 tax rebate and families with a $5,000 tax rebate for purchasing health insurance. Health vouchers in the same amount will be given to those who don't pay federal income tax.
5. Healthy Living Tax Credits. Offer tax credits to individuals whose healthcare costs do not exceed $1,000 per year and families whose healthcare expenditures are less than $3,000 per year.
6. Simple and Uniform Paperwork. Require all insurance companies to provide only one simple, standard application form and one simple, standard claim form per each type of service.
7. Physician Disclosure and Accountability. Require physicians to publish their fees to inform and educate patients prior to their treatment.
8. Penalties for Denial of Coverage by Insurance Companies. Make insurance coverage no longer an "if" by imposing stiff financial penalties on insurance companies who deny coverage as a result of pre-existing conditions.
9. Ending Frivolous Lawsuits. Establish Administrative Health Courts to reduce the tax burden of crowded state courts, lower healthcare fees and ensure a fair decision making process.
10. Eliminating Fraud and Waste in Medicare. Create a Medicare and Medicaid Fraud Task Force to eliminate the $60 billion that Medicare and Medicaid fraud costs seniors and taxpayers every year.